How to find your PayPal account number. How to verify a bank card in Paypal in just a few simple steps Verification in the Paypal payment system

Linking to the virtual storage of a bank account is the main way to verify PayPal. Simply put, this is a system for confirming the user’s identity, which not only reduces the risk of fraudsters in the system, but also increases user interest in the person’s account if he uses the payment system as a seller of goods and services. In addition, verification of a personal PayPal account gives the payment platform client access to a greater range of service options.

Grounds for confirming a customer account

If a new user registers a wallet in Russia, then the system immediately at the registration stage requests the display of passport data and financial account. As for the site’s old clients, the administration is gradually conducting random checks of accounts, trying to gradually verify all wallets.

On the other hand, the adopted bill does not apply on the territory of other states, for example, within Ukraine. But the scope of available functions is much smaller, so residents of the CIS countries are faced with the need to display their personal information in order to expand the capabilities of their electronic wallet.

But in the CIS countries there are a number of significant restrictions that do not allow the use of accounts of all national banks. Therefore, it may be necessary to issue a plastic card of the same name for the virtual site.

Important! Since verification of a virtual wallet in the PayPal system is a prerequisite, there is no way to bypass it. And if within 60 days allotted for entering personal data, the system does not receive the requested information, then the account may be blocked.

PayPal wallet verification instructions

New clients will not have any difficulty verifying their PayPal account, since the site requires you to enter personal information. And for those clients who completed the registration procedure much earlier and successfully used virtual storage, a clear algorithm of actions is provided.

In particular, you need to perform the following steps:

• authorization in the system, which requires displaying the user's email address and secret password;
• on the main page of the system you need to go to the “My Account” section and below in the task bar find the “Profile” item;
• in the list of available functions that opens, you need to select “Add a bank account”;
• a window will open to display data about the financial institution, and you need to display the legal code of the bank, after which the remaining fields should be filled in automatically (if the system does not have the necessary information, then manual entry is available);
• display of financial account number;
• Clicking on the “Add bank account” button completes the data entry process.

The instructions showed how to verify an account, but the list of possible actions also included access to attaching a bank card. Despite the fact that such an item is indicated in the menu, it will not be possible to use it in Russia or other countries.

Confirmation procedure

The process does not end there, as financial account verification requires further confirmation, which takes up to five business days. After the bank account is added to the virtual wallet, the PayPal administration sends money to the specified account in two different amounts, which range between one dollar.

After crediting the account, the bank notifies the client about the transaction and informs about the exact amounts of charges. The PayPal user must be authorized in the system and in the financial account confirmation menu, in the list of available details, click on the linked account.

After this, two empty cells will appear on the screen to display the amounts of received transfers. The site client must display the specified numbers and click “Continue”. After this, a notification about successful verification will be sent to the user’s email, as well as to system messages of the site.

There is nothing strange or unusual in this procedure, since other virtual payment platforms, such as Yandex or WebMoney, also require similar linking of financial accounts and cards. And it is safe for the user to use the linked account, which prevents the possibility of unauthorized use of the system.

If you often make purchases in large foreign online stores or work with eBay auctions, then you are familiar with the PayPal payment system. This service is used by almost 180 million people from 190 countries. Any adult can do it completely free of charge. In principle, the registration procedure in the system does not involve any difficulties, but some questions still arise. In particular, PayPal identification raises many questions. Some do not know how to become a verified user, others have no idea what PayPal verification is and what it is needed for. In this article we will try to answer all questions regarding this procedure.

PayPal identification is a set of measures to establish and confirm the authenticity of customer information. By default, immediately after registration, a system participant is assigned the “Unverified” status. For anonymous users, limited functionality of the service is available and maximum restrictions on financial transactions apply.. To use all the capabilities of the system, you must undergo account verification and obtain the status of a verified user. We will tell you how to do this and what nuances you should pay attention to in this article.

Why do you need PayPal identification?

Perhaps everyone understands that account verification is necessary to increase the capabilities available within the service. For example, anonymous users will not be able to make transactions for large amounts. However, the identification procedure cannot be called mandatory for all users. Much depends on the purpose for which you opened an account with PayPal. To understand everything, you need to familiarize yourself with the restrictions and limits for anonymous participants in the system.

The following conditions apply to “unverified” users:

• You cannot withdraw money from your account;
• You cannot receive transfers;
• The amount of a one-time transaction cannot exceed 15,000 rubles;
• The total amount of transactions per month cannot exceed 40,000 rubles.

If you are completely satisfied with these conditions, then you do not have to confirm your passport details. Simply confirm your email address. However, without linking and confirming the card, it may be difficult to pay for purchases. We will return to this issue later. It is worth adding that in addition to increasing limits, PayPal identification minimizes the risk of possible account blocking. The system pays close attention to unverified accounts and if there is the slightest suspicion of a violation of the terms of the agreement, the account is blocked without the possibility of withdrawing money.

What do you need to verify with PayPal?

There are often changes in the PayPal system, this is especially true for the countries of the former USSR, where the capabilities of the service are limited. This also applies to account identification. Initially, users could undergo simplified identification remotely by sending a scanned copy of their passport. For complete identification, you had to come with your passport to a messenger or Euronetwork. The second option is still relevant today. There is no longer simplified verification, but this does not mean that you will not be able to fully use the functionality of the service without visiting the specified communication shops. It is enough to link a bank card to your account and confirm it, after which you will be able to accept payments, pay for purchases from the card account and withdraw money to it without commission. You cannot transfer from a card, you can only link it to an account in the system.

To verify with PayPal you will need:

• Bank card;
• The card balance must be at least 2 dollars (if the card is ruble, the currency will be automatically converted);
• The card must have SMS notification or Internet banking enabled.

Surely, many are worried about the second point. Why should there be money on the card for everyday life if the procedure is completely free? Don’t worry, the money is needed to verify the account and after debiting you will receive it back. This process is described in detail below. Also, don't worry if you don't have a dollar card. You can link a ruble card to your PayPal account and, if necessary, automatic conversion to the desired currency will occur at a visual rate.

How to authenticate with PayPal

To get full access to all the features available to Russian PayPal members, you need to link and confirm your card, and also apply with your passport to Svyaznoy or Euroset. Through the communication salon you can go through full identification and gain access to maximum limits. When visiting the salon, inform the employee of your intention to undergo the verification procedure. You will only need your passport and the email address that was used when registering in the system. As for linking and confirming the card, separate instructions should be provided here.

To link your card to PayPal, follow these steps:

1. Log in to your PayPal account;
2. Select the “Account” section;
3. Click "Add card";
4. Specify the type of card and fill in the necessary information following the system prompts;
5. Click "Save".

You have linked your card to your PayPal account, but the procedure does not end there. Now you need to confirm that you really are the owner of this card. It is important for the service to know that the card was not stolen and personal information was not falsified, so without confirmation of the card you will not be able to use it. The verification procedure involves withdrawing a small amount from the card in order to create a unique code that appears on the card account statement. You just need to wait for the funds to be debited and view the statement, which will indicate the secret code. If you have activated the SMS notification service, then a notification about the debiting of funds will be sent to your phone, which will also indicate a unique code. This code can be seen next to the word PAYPAL.

All that remains is to enter the received code in the appropriate section of your account. To do this, go back to the “My Account” section and in the “Notifications” tab, click on the “Verify my debit or credit card” link. In the page that opens, enter your 4-digit code in a special form. That's all. You have confirmed your identity and right to own the card, you can now fully use PayPal.

The PayPal system is known in practice in 203 countries around the world. It works with 25 currencies and has the widest capabilities. You can purchase goods and pay for services on favorable terms. Often people refuse such prospects because they are stopped by some of the nuances of the payment service, such as PayPal registration and verification. The processes are slightly different from domestic ones, but not in complexity, but in rules. Once you figure it out, you will understand how simple everything really is.

230 million people were able to register in the service and be verified. Let's figure out how to verify PayPal.

What will you get from verification?

So, you have registered your profile in the system, you have a wallet that you expect to use. You should not rush to conclusions, since an unverified electronic wallet is not complete. Its capabilities are limited. To make sure of this, read the inscriptions at the top of the page. If the status is “not verified”, this is your case. You need to identify yourself by clicking on the “Pass Verification” tab. By taking this step you will get the following:

1. The likelihood of your account being blocked is minimized.
2. The limits of funds for withdrawal, receipt and sending will increase.
3. If you do end up being blocked, restoring your profile is much easier.

Account verification is completed within 10 minutes. There is no need to pay extra for the process. You don't even need to provide documents. The verification itself takes several hours. If you have registered a PayPal account, this does not mean that you need to be verified immediately. This can be done after a few days.

What to do to prepare for the identification process

Opening a PayPal account requires having a bank card, which will need to be verified, that is, to prove that a specific user is its true owner.

At the time of linking the plastic to the payment service, you must have this plastic and an account in a domestic bank in the currency that best suits your goals.

Important: there must be a certain amount of money on the card. If its balance is 0, verification will not be possible.

In order for the process to be successful, make sure that there is at least $4 on the plastic. In fact, for verification you only need $1.95, but this does not take into account the bank commission, which can be 0.3-0.5%.

Step-by-step verification process

So, registration is over, you have become the new owner of your PayPal account. You have an account, in order to fully use it, log in to the system using your password and login. Then proceed as follows:

• on your personal PayPal resource page, find the “Pass verification” tab and click on it;

• In the form that appears, enter your personal data (full name, basic details of the verified card, billing address, etc.). As a rule, users do not have problems filling out an electronic form, since they are required to enter passport information;

• After all the fields are filled in, check the entered information, if everything is correct, click on “Continue”. As a result of this action, $1.95 will be debited from your account. The verification amount will be returned the next day;
• go to the card balance statement and copy the code and enter it in the appropriate box;
• the process is completed. You can verify this by looking at the status indication located at the top of the page. It should say "Verified".

Attention: when you enter the billing address, mark in the form the same data that appeared when registering your bank card. If the system detects a discrepancy, the plastic will not be verified. The identification process will have to be repeated.

How to view a card statement

In order to find out the verification code, you will need to look into Internet banking, where information about all actions related to the card is regularly recorded.

The account interfaces of different financial institutions differ. You need to find your payment history. As a rule, transaction amounts are displayed on the screen. It will be easier to find the required payment for the written off amount of $1.95.

Go to the receipt and find a code that, as mentioned above, needs to be copied and entered into a special window. This way the card will be linked to your PayPal account. The functionality of the verified wallet will expand, you will be able to make even more purchases, visit even more shopping sites of interest. The benefits don't end there. Bonuses, cashbacks, discounts and promotions await you. PayPal makes life more interesting. It's worth a try.

Using PayPal makes it possible to securely make purchases in international online stores. The payment to the seller is made without disclosing the user's bank card details. Let's look at how to confirm a card in PayPal.

To start using the service, you will need to register using your email, which will also serve as your login. After registration there is a linking stage and subsequent verification of the PayPal card.

Bank cards of the following formats can be linked as a payment instrument:

• Visa QIWI Wallet;
• Visa;
• American Express;
• MasterCard;
• Maestro.

Adding a card is done through the “Account” tab located at the top of the page. Then click on “+” and add a bank account. Enter all the required information and click “Continue”.

The newly added card will display the status “Ready for confirmation”. Let’s get started with the actual verification process by following simple instructions.

To link a card to an account, you will need to go through a confirmation procedure. To do this, go to “My Account” and “Notifications”. Click “Verify my debit or credit card.”

How does the confirmation process work?

How to verify a card on PayPal? The system works by debiting a small amount of funds from it (usually up to $2). Information on the calculated amount can be found via SMS notification.

If SMS notification is not configured, you can obtain the necessary information from your account statement online or at a bank branch. To confirm the card you need to know the 4-digit code.

The code can be in the following format: “KODRR*1231”, “PayPal CODE*1312” or “PP*4828CODE”. We need to take exactly the numerical combination and indicate it in your PayPal account.

Where can I enter the confirmation code to link the card?

How to confirm a bank card in PayPal and complete the linking process? To do this, log into your account again. Select “My Account”, then “Notifications” and “Confirm debit or credit card”.

We enter the received 4-digit code, and the process can be considered successfully completed. Now funds for purchases will be automatically debited from the card when paying in stores via PayPal.

What to do if you haven’t received a confirmation code

Various banks have had problems more than once that the code does not arrive and is not displayed in statements. In this case, you need to contact technical support or a bank branch and request the code again.

You can also use the "Resend PayPal Code" feature. To do this, perform the following steps:

• Log in to “Account”;
• Click on the desired card;
• Again select “Confirm”;
• We ask you to “Resend PayPal code.”

Please be aware that depending on which issuing bank you use, it may take several business days for the charge to appear on your online banking statement. Or you need to wait for an extract by mail.

What other nuances could there be?

It is not possible to verify your savings account with PayPal. If the bank account is corporate, you will need to print out and sign the instructions and send them to the address specified in Pay Pal.

By confirming your bank account, it becomes possible to withdraw funds from your PayPal account to it. You can make personal transfers from your account only after it has been confirmed in accordance with the law.

Immediately after registering in the PayPal payment system, the status of the account you receive will be determined as “Unverified”.

You can go through the account verification procedure at any time. The verification process is simple, free and takes very little time. What does verification provide:

• PayPal sets a higher limit on your account for sending, receiving and withdrawing funds.
• There is a lower chance that your account will be blocked and then copies of documents will be sent for recovery.

To go through the verification procedure, you must have an activated payment card in your hands, suitable for making payments online, with the equivalent of at least several dollars on your balance. Let's take a closer look at the procedure itself:

The verification number we need is highlighted in red. It is entered on the PayPal website to complete the procedure. But be careful, if you enter the code incorrectly three times, this card will be blocked for use in your account and you will have to contact PayPal support to unblock it.

If everything went well, you will receive the following message:

Immediately after entering the code, your account will become “Verified”. This information will be available on the home page of your PayPal account.